S&P Global Ratings is the world’s leading provider of independent credit ratings. Our ratings are essential to driving growth, providing transparency and helping educate market participants so they can make decisions with confidence. We have more than 1 million credit ratings outstanding on government, corporate, financial sector and structured finance entities and securities. We offer an independent view of the market built on a unique combination of broad perspective and local insight. We provide our opinions and research about relative credit risk; market participants gain independent information to help support the growth of transparent, liquid debt markets worldwide.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI), which provides essential intelligence for individuals, companies and governments to make decisions with confidence. For more information, visit www.spglobal.com/ratings.
DBRS is an independent, privately held, globally recognized credit ratings agency with offices in Toronto, New York, London, Chicago and Mexico City. We strive to differentiate ourselves from competitors through a more pragmatic rather than mechanistic approach, in-depth research and unequalled mandate execution.
Founded in 1976, we are a rapidly growing, international ratings agency with deep roots in Canada. Our four decades of experience and strong track record provide the foundation for us to seek out new opportunities and to make targeted investments that align with our core ratings operations. We don't seek to have scale in all markets, but when we choose to enter a new market segment, we strive to become a leading player known for trusted ratings, opinions and products.
Our approach and our size as the world's fourth-largest ratings agency allow us to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require. We build meaningful relations, which contribute to a convincing value proposition for investors and issuers to choose us as a globally accepted alternative to other ratings agencies.
Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise.
Fitch Group is a global leader in financial information services with operations in more than 30 countries. Fitch Group is comprised of: Fitch Ratings, Fitch Solutions, Fitch Learning, and BMI Research. With dual headquarters in London and New York, Fitch Group is majority owned by Hearst.
For additional information, please visit fitchratings.com.
Moody's Investors Service is a leading provider of credit ratings, research, and risk analysis. Moody's commitment and expertise contributes to transparent and integrated financial markets, and the firm's ratings and analysis track debt covering approximately 120 sovereign nations, 11,000 corporate issuers, 21,000 public finance issuers, and 72,000 structured finance obligations
The Spanish Mortgage Association (Asociación Hipotecaria Española, AHE) is an organization made up of banks, cooperatives and credit financial institutions which have a major presence on the Spanish mortgage market. As a specialized professional association, the AHE represents the interests of its members in all aspects related to the mortgage activity and covered bonds.
The AHE plays a very active part in all governing bodies and working groups of the European Mortgage Federation (EMF) and of the European Covered Bond Council (ECBC).